Account Application

A considered application for a considered bank.

MYRA admits clients by application and compliance review. Approval is selective and is not guaranteed. Please complete each step truthfully — every submission is assessed by our compliance team.

First, choose your account type

This determines which application you complete. You can change it before you continue.

01Register
02Eligibility
03Review Fee
04KYC / KYB
05Compliance Review
06Decision

Initial Registration

Tell us who is applying. You can save and return at any time.

Account typePrivate Account

First Name* Please enter your first name.

Last Name* Please enter your last name.

Email Address* Used for secure correspondence about your application. Please enter a valid email address.

Country of Residence or Incorporation* This field is required.

Nationality* This field is required.

Expected Monthly Volume* Please select an expected range.

Main Purpose of Account* Please select a purpose.

Application status Not Started

Cancel

Eligibility Pre-Screen

A short risk assessment. Answer honestly — incorrect answers may invalidate your application.

Are you a US person?

Includes US citizens, green-card holders and US tax residents.

No Yes

Are you a Politically Exposed Person (PEP)?

A person entrusted with a prominent public function, or a close associate or family member of one.

No Yes

Do you have exposure to sanctioned countries?

Residence, business, assets or regular payments involving comprehensively sanctioned jurisdictions.

No Yes

Is your activity related to a regulated or high-risk sector?

Crypto, gambling, adult, lending, FX, investment services, payment services, or other regulated sectors.

No Yes

What countries will you mainly send or receive payments from?

List the primary jurisdictions of your counterparties.

What is the expected monthly transaction volume?

Across all incoming and outgoing payments.

Eligible to Apply

You may proceed with your application.

Based on your answers, you meet our standard eligibility criteria. Final acceptance remains subject to full compliance review.

Manual Pre-Approval Required

Your profile requires a manual pre-approval.

One or more answers fall into a higher-risk category. You may continue, but a compliance officer will review your eligibility before account activation.

Not Eligible

We are unable to accept this application.

Exposure to comprehensively sanctioned jurisdictions falls outside our risk appetite. You cannot proceed at this time.

Application & Enhanced Compliance Review Fee

A one-time fee covers the assessment of your application. Please read each authorisation carefully.

Today’s payment

USD 3,000

Application & Enhanced Compliance Review Fee

After approval

EUR 249.99 /mo

Account service fee — only if your application is approved

Payment of the review fee does not guarantee account approval. The fee is charged for the assessment of your application. If your application is rejected, no monthly account subscription will be activated.

Your card is securely stored and tokenized by our regulated payment provider for future authorized billing. MYRA does not store full card details.

All six authorisations must be checked before you can continue.

KYC — Identity Application

Required for Private Accounts. All documents are handled under strict confidentiality.

Identity Details

Full Legal Name

Date of Birth

Place of Birth

Gender (as on ID)

Residential Address

Street & Number

City

Postal Code

Country

Tax Residence

Country of Tax Residence

Tax Identification Number (TIN)Required for CRS / FATCA reporting.

Passport or National ID

Passport or national IDPDF, JPG or PNG — both sides if applicable

Selfie / Liveness Check

Liveness verification

A short face scan confirms you are present. Placeholder for this prototype.

Proof of Address

Proof of addressUtility bill or bank statement, issued within 3 months

Economic Profile

Occupation

Expected Account Activity

Source of FundsThe origin of the funds you will deposit.

Source of WealthThe origin of your total net worth, not only this account.

KYB — Business Application

Required for Business Accounts. Provide entity, ownership and control information.

Company Details

Legal Name

Trading Name

Legal Form

Country of Incorporation

Registration Details

Registration Number

Date of Incorporation

Tax / VAT Number

Registered Address

Business Activity

Description of Business Activity

Website

Financial Profile

Expected Annual Turnover

Expected Monthly Transaction Volume

Main Customer & Supplier Countries

Company Documents

Certificate of Incorporation & statutesPDF

Shareholder RegisterPDF

Director RegisterPDF

UBO DeclarationBeneficial owners > 25%

Ownership ChartGroup structure diagram

Board ResolutionAuthorising the account opening

Authorized Signatories

UBO / Director KYC

Each Ultimate Beneficial Owner and Director must complete an individual identity verification (KYC). We will email a secure link to each named person.

UBO / Director ID documentsOne file per person, or a combined PDF

Compliance Review

Your application is now with our compliance team. This dashboard reflects the live status of each review stage.

Overall status In Review

Identity VerificationMatching your documents to your details

Pending

Document ReviewAuthenticity and completeness

Pending

Sanctions ScreeningGlobal sanctions & watchlists

Pending

PEP ScreeningPolitically exposed persons

Pending

Adverse Media ScreeningNegative news & reputation

Pending

Source of Funds ReviewOrigin of deposited funds

Pending

Source of Wealth ReviewOrigin of overall wealth

Pending

Risk ScoringComposite risk assessment

Pending

Manual Compliance ReviewOfficer case handling

Pending

Provider Readiness ReviewBanking & payment provider checks

Pending

Reviews run automatically and in parallel. If any stage requires more information, you will be notified by email and the status will change to Requires Information.

Application Approved

Your MYRA account has been approved. Your account subscription of EUR 249.99 per month will now activate using your saved payment method.

StatusApproved — Account Active

Additional Information Required

Our compliance team requires additional information before a final decision can be made.

StatusPending Additional Information

Application Not Approved

After completing our compliance review, we are unable to proceed with your account application. The Application & Enhanced Compliance Review Fee was charged for the assessment of your application and does not guarantee account approval. No monthly account subscription has been activated.

StatusRejected — No Subscription Activated

Prototype — preview decision outcome

Approved More info Rejected

Compliance Summary

A record of what you confirmed and authorised during this application.

Applicant—

Account type—

Eligibility outcome—

Review fee paidUSD 3,000 (one-time)

Authorised monthly fee, if approvedEUR 249.99 / month

You confirmed and authorised the following:

The USD 3,000 fee is for assessment of the application and does not guarantee approval.
The fee is non-refundable once the compliance review has started.
MYRA may begin the compliance review immediately after payment.
If approved, MYRA may charge EUR 249.99 per month from account activation.
If rejected, no monthly subscription is activated.
The payment provider may securely store the payment method; MYRA does not store full card details.

MYRA — Private Digital Banking. This is a front-end prototype: no real payment is taken and no documents are uploaded or stored.
Account opening is subject to compliance review and approval is not guaranteed.